The OSMA Business Card

  • Up to 2.1% Back unlimited *
  • No Annual Fee
  • No effect on personal credit
  • Mastercard® Business World Elite benefits
  • Free, unlimited staff cards
  • Vendor Rebates +
  • Up to

    2.1% Rewards back unlimited*

  • No effect on Personal Credit

  • Free Unlimited Staff Cards

  • $0 No Annual Fees

Vendor Offers+

We negotiate, so you don't have to

Easy-to-use Card Platform

Manage your practice's cards from an easy-to-use platform. You'll be able to manage your transactions, create and manage employee cards, set spending permissions, redeem your rewards, make payments — all within our modern platform.

Compare Cards

Types

Card title

Rewards

Signup Bonus

Annual Fee

Tied to Personal Credit?

Personal Guarantees?

Help with Vendor Negotiations?

Types

American Express card

Card title


Amex Business Platinum

Rewards




1.5 Back 1

Annual Fee

120,000 points 1

Signup Bonus


$695 2

Tied to Personal
Credit?

Yes 2

Personal
Guarantees?

No 2

Help with Vendor 
Negotiations?

No

Types

Capital One card

Card title


CapitalOne
Spark

Rewards




2% 3

Annual Fee

Up to $1,000 3

Signup Bonus


$150 3

Tied to Personal
Credit?

Yes 3

Personal
Guarantees?

No 3

Help with Vendor 
Negotiations?

No

Types

Chase card

Card title


Chase Ink Business Unlimited

Rewards




1.5% 4

Annual Fee

$900 Cashback 4

Signup Bonus


$0 4

Tied to Personal
Credit?

No 5

Personal
Guarantees?

Yes 6

Help with Vendor 
Negotiations?

No